Empowering people to take control of their lives
We're a charity that partners with organisations supporting:
Students up to 25 yrs, or older if receiving support
People on benefits, low income or in deprived areas
Other in-need & under-represented groups
63%
of UK adults do not feel they can determine what happens in their lives when it comes to money
81%
of 15-18 yr olds worry about money
We partner with organisations to provide workshops, drop-in sessions and extended programmes suited to their community's needs.
Our work is free for participants and co-funded by the sponsor organisation.
Financial educationtailored to you
We work with organisations in education, third sector, government, and community groups to deliver financial education with impact.
Our programmes can be delivered online or in person, delivered by exceptional financial coaches.
Personal finance
Enabling people to take control of their money, make plans and more informed decisions
Attitudes and approaches to help establish a healthy relationship with money and make life plans
Practical lessons about debt products, including credit cards, store cards, student loans and mortgages
Tools to help people make their money go further and not run out of cash before the next pay day
How to set budgets and incorporate saving into our spending plans, no matter how much we earn
Lessons on how to make decisions involving money by understanding what to consider
Understand income tax, how tax is calculated, reading payslips, and what tax relief is available
What is a credit score, why is it important and how to manage it
Workplace Finance
Enhancing people’s confidence and skills in the workplace and working for themselves
Practical advice on how to approach setting up a business as a source of income
Profit & loss, balance sheets, cash flows: how they work and what they are used for
Understanding costs, pricing and how they impact a business at any stage
How to make informed decisions about where to spend money in a business
Practical advice on managing costs to help ensure a business can be profitable
How to prepare a business budget and make plans for the future
The various options to finance a business, including equity investment, loans and grants
