We're working to fill the financial knowledge gap
Providing financial education with impact for a stronger, more equitable society
We provide financial education workshops, clinics and programmes. Our goal is to fill the gap between the lack of financial literacy in the UK and the role it plays in helping get people out of poverty, improve their mental health and gain skills and confidence to take control of their lives.
“Those from disadvantaged backgrounds would benefit the most from high quality financial education”
Bank of England
We focus on under-represented groups, people at critical life stages and those on low income or income support.
Programmes are free for participants and co-funded by the sponsor organisation.
76%
of schools with children most in need of financial education are in more deprived areas
Knowledge is power
Financial literacy is a critical life skill
The financial system increasingly permeates every aspect of our lives and those who don’t learn how money works are at a distinct disadvantage. Access to, and knowledge of, financial services plays a key role in our decisions, aspirations and plans, directly influencing our lifetime development.
“Almost nine in ten UK adults say they don’t feel confident in their financial literacy and a third say their mental health has suffered as a result”
The Great British Financial Literacy Test
Money is a tool that can foster confidence and independence, opening up possibilities and creating room to breathe. At any level of income, taking control of our money can help us take control of our lives. Yet it’s often a hindrance for those who haven’t learnt how to use it.
“Financial capability can be a highly effective tool in helping people navigate key life transitions and support good decision-making”
Bank of England
63%
of teachers say financial education is a challenge due to not enough time on their timetable
Despite it being widely accepted as being vitally important, schools face a challenge incorporating it into their curriculum. The UK has ambitious targets to increase financial literacy, hoping to see an additional 2 million young people and children get a meaningful financial education by 2030 (Money & Pensions Service).
Nearly half of UK adults say they need urgent help managing their day-to-day finances
More than two thirds of young people say a lack of money management skills had been a key factor in driving them into debt
Centre for Social Justice
Our 3 step process
Our approach is to:
- Understand your stakeholders’ circumstances. A conversation with you to understand the stage your people are at and determine what content and format would work best.
- Tailor our programmes accordingly. We develop a programme that suits what content will have most impact, how often your group meet, and whether online or in-person is best.
- Measure our impact. We take surveys before and after our programmes. This helps us understand how participants feel and behave towards money and assess what impact our programmes have.
Please get in touch to find out more about how we could work together.